Frequently Asked
Questions

At Arctic Funding, we provide the opportunity to trade a wide range of instruments, including Forex, Cryptocurrencies, Commodities, Indices, and Stocks. This allows our traders the freedom to explore various markets and diversify their investment strategies.

Becoming an Arctic Funding Trader is incredibly simple. Just follow these steps to register and join our team of traders!

1. Go to our Challenges section on the homepage.
2. Choose the size and model of the challenge you prefer.
3. Proceed to payment. You can use credit/debit card or cryptocurrency.

Within minutes or hours, depending on your chosen payment method, you’ll receive your account credentials in a welcome email. With these credentials, you’ll be able to access our trading platform and dashboard. Payments via Coinbase Commerce must be confirmed on the blockchain before the order is completed.

Arctic Funding emerged from the vision of two traders, Nikolai Hauck and Buddima Dalpathau, fueled by the passion to revolutionize the industry. Their mission: to forge a company that not only understands but also champions the aspirations of traders eager to amplify their capital and embrace fair challenges.

To determine if a trader has what it takes to become an Arctic Funding Trader, we have created 3 evaluation models for traders to choose from based on their skills and style. Upon successfully completing the evaluation, traders are offered a place at Arctic Funding, where they can remotely manage virtual funds. As an Arctic Funding Trader, you are entitled to keep up to 100% of the virtual profits you generate on funded simulated accounts.

You can also learn more about us by visiting our social channels:

• Discord
• Instagram
• Youtube
• Tik  tok

• Cuba
• Iran
• Iraq
• Myanmar
• North Korea
• Russia
• Somalia
• Syria
• United Arab Emirates
• Vietnam
• Yemen

• The contractual bond between a trader and our affiliated proprietary firm is established through a Contract Agreement, which will be provided to you upon the successful completion of the Challenge and Verification stages. This agreement, known as the Arctic Funding Account Agreement, is legally binding.

• In our Terms and Conditions, it is stated that all transactions made within trading accounts of our proprietary firm must not interfere with the functioning of the real market.

• You will trade with the same account balance that you traded in the Simulated Arctic Funding Challenge. If you traded with $200,000 capital in the Challenge, you would also manage $200,000 in the Simulated Funded account stage to avoid any confusion.
• Please note that all funded trading accounts we provide to our traders are demo accounts with virtual funds. After a client becomes a funded trader, he/she is provided with login credentials for a demo account.
• Clients are entitled to up to 100% of simulated profits generated on the Simulated Arctic Funding Account. This solution is much more administratively easier and gives us more freedom to manage risk actively.
• If you wish to trade with a higher account balance, you can simply apply for another Challenge and trade more accounts. Each Challenge needs to be traded from the beginning, irrespective of the progress on your other accounts.
• To ensure risk diversification and control exposure, we permit a maximum simulated FUNDED capital allocation of $400,000 per trader, for each IP address and household, at any given time.
• An example of the $400,000 capital allocation limit could be either two accounts with a simulated $200,000 each, or four accounts with $100,000 each. It’s important to avoid creating multiple accounts through different registrations to comply with this limit.
• If we discover identical trade strategies throughout various accounts exceeding $400,000 in the allocated capital value, we reserve the right to suspend those accounts as per the T&Cs. On the other hand, if you are consistently profitable on the simulated funded account, we will be happy to allocate additional simulated capital as per our scaling plan.

• During all stages of collaboration with Arctic Funding, traders will operate in demo accounts. It’s important to recognize that a Funded Account is entirely simulated, employing real market quotes from liquidity providers for realism.
• It’s important to remember that simulated or hypothetical trading results have inherent limitations. These results, illustrating potential profits or losses, are not actual trading outcomes and might not fully account for market variables like liquidity. Additionally, simulated trading setups are typically developed with hindsight, meaning there is no guarantee that any account will achieve or is likely to achieve profits or losses similar to those presented in the simulations.

• A Simulated Funded Account refers to any account where a client has the potential to receive compensation based on a percentage of the virtual profit generated within that account, as determined by the virtual Profit Split associated with the account. This compensation is subject to our Terms of Use and Customer Agreement.
• Simulated Funded Accounts are granted to clients who have completed one of our evaluation programs and fulfilled the necessary KYC/AML screening requirements to qualify for a Simulated Funded Account. It’s important to note that hypothetical or simulated performance results have certain limitations.
• Unlike actual trading records, simulated results do not reflect real trading activities. Additionally, since the trades have not been executed in reality, the results may over- or under-compensate for the impact of certain market factors, such as liquidity issues.
• Simulated trading programs, in general, are also designed with the benefit of hindsight. There is no representation being made that any account will achieve profits or losses similar to those demonstrated.

• If you happen to breach any of the Trading Objectives, that particular account will be automatically invalidated and lose eligibility to continue in the Evaluation Course. If the breach happens on your SIMULATED FUNDED ACCOUNT, the corresponding SIMULATED FUNDED ACCOUNT agreement will be terminated.
• You can always try again from scratch and order a brand-new Simulated Arctic Funding challenge if you wish to become a Trader with us. If you violate the Trading Objectives, your initial fee paid for the Challenge is forfeited so be sure to stay safe and respect the trading rules.
• Our no time limit policy at Arctic Funding is designed to support traders’ success by allowing them to work at their own pace. In addition to this, we offer a unique benefit for our existing customers: if a trader fails the simulated challenge, they are entitled to a 25% discount code for a retry. This exclusive discount, which is more favorable than our public offerings, reflects our commitment to providing ongoing support and better opportunities for our existing trading community.

• Group Trading: Copy trading or reverse trading with others is not allowed.
• High-Frequency Trading: Automated trading of large volumes at very high speeds is prohibited.
• News Scalping: Rapidly trading during high-impact news releases to exploit the market feed is prohibited.
• Arbitrage: Any form of arbitrage trading is strictly forbidden.
• Multi-Account Reverse Trading: Holding opposing positions in different accounts, whether within Arctic Funding or with other firms, is not allowed.
• Tick Scalping: Opening and closing large positions within seconds in a manner that cannot be mirrored live is prohibited.
• Copying Trades

1. Group hedging and coordinating opposing positions across one or multiple prop firms to manipulate risk is strictly prohibited.
2. Purchasing or providing account management services, or engaging in prop firm passing services, is forbidden.
3. Sharing account information or allowing someone else to pass an account on your behalf will result in the loss of all involved accounts.
4. Mirroring trades from another trader or group of traders across multiple accounts is not allowed

• Gambling

Gambling your way through a challenge phase is strictly prohibited. At Arctic Funding, gambling is defined as:

1. Excessive Scalping: Executing 50% or more of your trades with a hold time of less than one minute.
2. Martingale Strategy: Opening five or more positions simultaneously in drawdown on the same pair.
3. All-In Trading: Entering a trade without risk management (no stop-loss) and holding it until you either pass or fail the challenge in a single move.

Examples:

• Excessive Scalping:
  • A trader places a total of 40 trades, with 21 of them held for less than 60 seconds. Since more than 50% of the trades were held for under a minute, this is considered excessive scalping.
• Martingale Strategy:
  • A trader opens several positions in the USD/JPY pair: Long USD/JPY at 110.50, Long USD/JPY at 110.30, Long USD/JPY at 110.10, Long USD/JPY at 109.90. Without proper monitoring, they open another position at 110.70, resulting in five positions in drawdown, thus violating the rule.
• All-In Trading:
  • A trader opens a two-lot position on GBP/USD without setting a stop-loss. The trade either passes the challenge in one go or fails, which does not demonstrate trading skill and will result in not advancing to the funded stage.

 

Note: A ‘trade’ can be defined as a position held by the trader on a specific pair, potentially including multiple entries with similar timings and lot sizes. Trades with significantly smaller lot sizes will not count. If found to be gambling, you will not advance to the funded stage and may be offered a chance to retry the challenge.

• All challenge accounts must be exclusively traded by the account owner, and no changes are permitted once a phase is completed. Violations of this requirement will be considered breaches of the account’s terms. Each household and IP address should correspond to only one trader. If you share a household with another trader, contact our support team to present your case. Non-compliance will result in the breach of all accounts involved.

Our trading platform restricts placing or modifying trades during the 5 minutes before market closes and 5 minutes after it opens. This policy helps protect traders from the high volatility and unpredictability typically experienced during these intervals.

• The leverage settings for various trading challenges ranging from $10K to $200K are as follows:
• Default Leverage
• Forex 1:30
• Commodities: 1:30
• Indices: 1:10
• Stocks 1:10
• Increased Leverage
• Forex 1:50
• Commodities: 1:30
• Indices: 1:10
• Stocks 1:10

These leverage settings are dependent on the add-on choices made during checkout.

At Arctic Funding, traders are free to choose their trading styles and strategies without restrictions. However, adherence to our terms and avoidance of activities that exploit the system or violate fair trading practices is essential. The following actions are prohibited:

 

1. Utilizing software, artificial intelligence, ultra-high-speed techniques, or mass data entry methods that provide an unfair advantage.
2. Conducting trades in a manner that is atypical of the forex or other financial markets, or that raises concerns about potential financial harm.
3. Executing trades that contradict the terms and conditions of the provider and the trading platform.
4. Using external or slow data feeds for trading.
5. Exploiting errors in the services, such as price display errors or delayed updates.
6. Manipulating trading by entering simultaneous opposite positions, individually or in collaboration with others.
7. Hedging different accounts with other prop firms similar to Arctic Funding.

 

These guidelines ensure fair and transparent trading practices and protect the integrity of our systems and services.

 

Account Management Services

 

• All challenge accounts must be exclusively traded by the account owner, and no changes are permitted once a phase is completed. Violations of this requirement will be considered breaches of the account’s terms. Each household and IP address should correspond to only one trader. If you share a household with another trader, contact our support team to present your case. Non-compliance will result in the breach of all accounts involved.

 

Prohibited Trading Practices

 

• Group Trading: Copy trading or reverse trading with others is not allowed.
• High-Frequency Trading: Automated trading of large volumes at very high speeds is prohibited.
• News Scalping: Rapidly trading during high-impact news releases to exploit the market feed is prohibited.
• Arbitrage: Any form of arbitrage trading is strictly forbidden.
• Multi-Account Reverse Trading: Holding opposing positions in different accounts, whether within Arctic Funding or with other firms, is not allowed.
• Tick Scalping: Opening and closing large positions within seconds in a manner that cannot be mirrored live is prohibited.
  

Copying Trades

 

• Group hedging and coordinating opposing positions across one or multiple prop firms to manipulate risk is strictly prohibited.
• Purchasing or providing account management services, or engaging in prop firm passing services, is forbidden.
• Sharing account information or allowing someone else to pass an account on your behalf will result in the loss of all involved accounts.
• Mirroring trades from another trader or group of traders across multiple accounts is not allowed.

 

Gambling

 

Gambling your way through a challenge phase is strictly prohibited. At Arctic Funding, gambling is defined as:

• Excessive Scalping: Executing 50% or more of your trades with a hold time of less than one minute.
• Martingale Strategy: Opening five or more positions simultaneously in drawdown on the same pair.
• All-In Trading: Entering a trade without risk management (no stop-loss) and holding it until you either pass or fail the challenge in a single move.

 

Examples:

• Excessive Scalping:

• • • A trader places a total of 40 trades, with 21 of them held for less than 60 seconds. Since more than 50% of the trades were held for under a minute, this is considered excessive scalping.

• Martingale Strategy:

• • • A trader opens several positions in the USD/JPY pair: Long USD/JPY at 110.50, Long USD/JPY at 110.30, Long USD/JPY at 110.10, Long USD/JPY at 109.90. Without proper monitoring, they open another position at 110.70, resulting in five positions in drawdown, thus violating the rule.

• All-In Trading:

• • A trader opens a two-lot position on GBP/USD without setting a stop-loss. The trade either passes the challenge in one go or fails, which does not demonstrate trading skill and will result in not advancing to the funded stage.

 

• Note: A ‘trade’ can be defined as a position held by the trader on a specific pair, potentially including multiple entries with similar timings and lot sizes. Trades with significantly smaller lot sizes will not count. If found to be gambling, you will not advance to the funded stage and may be offered a chance to retry the challenge.

 

• Yes, you can trade news, but we advise traders to exercise caution. The market can be highly volatile and unpredictable during news releases, leading to increased volatility and liquidity. This can result in wider spreads and slippage, making it more challenging to execute trades at the desired price.

• However, news trading is not allowed on funded accounts. For trades executed on your funded account, please refrain from opening or closing trades 10 minutes before and 10 minutes after high-impact (red folder) news events. Any profits earned during this time will be subject to removal without any account violation. Head over to the Economic Calendar section of your trader dashboard to see when these red folder events are happening throughout the week.

• Arctic Funding allows copy trading from an account that you own, and the trades are made by you. It’s permissible to copy trade an account from another prop firm, retail broker, or any external/internal source provided that the trades are your own. However, it’s not allowed to copy trade between two accounts not owned by the same person, this includes relatives and friends, and it’s not allowed to copy trade via EA unless the trades are taken by the same person. Please note that failure to comply with these policies will result in the termination of your account.
• We understand that we do not have strict rules around defining copy trading, but this in place to allow flexibility in how we breach for IP duplicates and copy trading.
• For example, if three friends live together on the same IP address, trade different styles, and have documents showing you live in the same place, there would be no issues. If we see 20 traders at the same IP address, trading the same style, with no way of confirming they all live at that address, we would likely terminate the contract.

• Arctic Funding allows the use of Expert Advisors (EAs) on all accounts and all phases, however, there are some restrictions on the types of EAs that are allowed. Prohibited EA types include:
  • High-frequency trading
  • News scalping
  • Arbitrage (reverse and latency)
  • Multi-account reverse trading
  • Tick scalping, and any EA designed to abuse a demo server.

• $5 USD per lot traded with for FX & Gold
• Stocks, Indices and Crypto are commission free.

• Accounts that are inactive for 30 consecutive days are flagged to prevent unnecessary costs associated with maintaining dormant accounts on our platform. In circumstances like vacations or the initial purchase of an account, it may lead to inactivity. In such cases, we make exceptions and reinstate the account upon notification.
• This policy specifically targets accounts with minimal activity, primarily those teetering on a low balance. It aims to encourage engagement and prevent traders from giving up on their accounts without trading again.

• We do not allow the merging of accounts until both of your accounts are funded to which at that point, we can merge them. Please note that the max simulated allocation per trader is $400k, meaning the maximum we allow any trader to trade is a simulated $400k.

Forex Challenges

• 1-Step Challenge: The profit target is set at 9%. For example, if you have a simulated $100,000 account, you need to achieve a profit of $9,000 to meet the target.
• 2-Step Challenge: The profit target for Phase 1 is 8%, and for Phase 2, it is 5%.
• Express Challenge: The profit target is 5% for Phase 1.

Stock Challenges

• Stock Challenges are not available in 1 phase challenges.
• The profit target is 10% for Phase 1 and 6% for Phase 2.

• You can hold trades overnight with both our forex challenges and stock challenges.

Maximum Drawdown on 1-Step and 2-Step Challenges

• The Maximum Allowable Loss Limit signifies the highest amount of equity that may be lost before the account is considered to have failed. This limit is fixed and does not adjust with changes in account balance, always staying the same as the initial starting balance.
• Example: In a 100k 1-step challenge, the maximum loss limit is established at $94,000. Should your account profit and your balance increase above the initial amount, your maximum loss limit will steadfastly remain at $94,000, without any adjustments for increased equity.

 

Maximum Drawdown on Express Challenges

• The Maximum Allowable Loss Limit signifies the highest amount of equity that may be lost before the account is considered to have failed. This limit is dynamic and adjusts with changes in account balance, trailing by a fixed percentage from the highest achieved balance.
• Example: In a 100k express challenge, the maximum loss limit is established at 4% trailing drawdown. This means that if your account’s balance increases, the maximum allowable loss limit will also increase accordingly, maintaining a 4% distance from the highest balance achieved. For instance, if your account balance grows to $110,000, the new maximum loss limit will be $105,600. Should your balance then drop to $108,000, the maximum loss limit will remain at $105,600, until a new higher balance is reached.

 

Daily Drawdown on 1-Step and 2-Step Challenges

• The Daily Equity Loss Threshold indicates the highest amount of equity that can be lost within a single trading day without exceeding the account’s allowable limit. This threshold is a predetermined percentage of the daily starting balance.
• We use balanced-based drawdown calculation.
• Example: Imagine the trading day starts with an account balance of $100,000 in a 100k 1-step challenge. The initial daily loss limit is $96,000. If successful trading raises the balance to $104,000, the daily loss limit adjusts to $99,840 (4% of the updated balance of $104,000). Dropping below $99,840 would mean breaching the daily limit. This recalculated value resets each trading day to mirror 4% of the new daily starting balance, adjusting as necessary.

 

Daily Drawdown on Express Challenges

• The Daily Equity Loss Threshold indicates the highest amount of equity that can be lost within a single trading day without exceeding the account’s allowable limit. This threshold is a predetermined percentage of the daily starting equity.
• We use equity-based drawdown calculation.
• Example: Imagine the trading day starts with an account equity of $100,000 in a 100k 1-step challenge. The initial daily loss limit is $96,000. If successful trading raises the equity to $104,000, the daily loss limit adjusts to $99,840 (4% of the updated equity of $104,000). Dropping below $99,840 would mean breaching the daily limit. This recalculated value resets each trading day to mirror 4% of the new daily starting equity, adjusting as necessary.

 

Reset Times for Daily Drawdown Limits:

New York: Resets at 22:00 EST (UTC-5)

Los Angeles: 15:00 PST

London: 23:00 GMT

Dubai: 03:00 GST

Tokyo: 08:00 JST

• Our forex challenges DO NOT have any consistency rules. Our stock challenges do have a 30% consistency rule.
• To promote responsible trading and ensure consistency across our trading challenges, we have implemented a rule for traders who wish to hold positions overnight. At the time of submitting a withdrawal request, no more than 30% of the profit balance in the account should be derived from a single trading day.
• While there is no hard penalty for exceeding this threshold, traders will be unable to withdraw funds until their trading activity meets this consistency requirement. We encourage traders to continue trading in a consistent manner until the profit balance from any single trading day is less than or equal to 30% of the total profit balance. Withdrawal requests will then be approved.
• This rule is designed to discourage erratic, high-risk trading strategies and ensure that profits are achieved through consistent trading performance.
• For example: let’s say a trader’s account balance is $10,000, and they have a profit balance of $2,000. To comply with the 30% consistency rule, no more than 30% of the $2,000 profit balance, which is $600, should be from a single trading day.
• Percentage of profit from a single day = (Profit from a single day/Total profit balance ​ )×100

• Forex Challenges:

• • 1-Step Challenge: Requires a minimum of 3 trading days.
  • 2-Step Challenge: Requires a minimum of 3 trading days.
  • Express Challenge: No minimum trading day rule.

 

• Stock Challenges:

• • 2-Step Challenge: Requires a minimum of 7 trading days.
  • Express Challenge: No minimum trading day rule.

 

Funded Accounts:

• All funded accounts, including those on the express challenge, have a minimum of 3 trading days.

 

Note: To qualify for the minimum trading day rule, the trader must gain at least 0.5% of the account balance in a single trading day.

The lock-upon payout rule states that when requesting a withdrawal of funds from an account, the maximum drawdown level is adjusted based on the new balance.

Example: You have a $100,000 account and grow it to $110,000. If you request a $5,000 withdrawal, your maximum drawdown level will lock in at $100,000. This will leave you with $5,000 of drawdown room. If you have a $100,000 account and grow it to $110,000 and request a $9,500 withdrawal, this would leave you with only $500 of drawdown room before you breach your account.

• The Evaluation fee you paid for the account you completed is fully refundable when you receive your 3rd payout. If you fail your evaluation before reaching your 3rd payout it is not refundable.

• Add-Ons are extra purchasable packages you can buy with your challenge which come in a variety of ranges from added drawdown and higher profit splits.

• We are an evaluation company, and therefore, we have decided to give our funded traders who receive a payout an Arctic Care Package instead of a refund as a prize. The care package consists of an Arctic Funding trading journal, stickers, a mug, and a personalized plaque to commemorate being a funded trader and part of the top 1%. It’s our way of celebrating your success and dedication.
• Effective immediately, this rule applies to present, past, and future purchases.

• If you violate your Simulated Funded account with Arctic Funding, but the initial account balance is still in profit, we will honour your previous profits if your trading has met the following criteria:
  • You placed a SL on all trades
  • You didn’t lose more than 1% on any single given trade
  • You will get a free retry if you reach “Arctic Preferred” status which is part of our scaling plan.

• Traders with a Simulated Funded Account will be eligible for payouts after 14 days of getting their funded account, to be eligible, the account must be in profit from the initial starting balance when the trader received the account. To submit a payout the trader must have:

• • No positions or orders open
  • The minimum simulated profit is 100$

 

• Once you submit a withdrawal your account will be placed on read-only and no trades will be able to be placed until the review and withdrawal process is complete.

• To participate in our affiliate program, start by registering as an affiliate through your account dashboard. For an affiliate to earn a commission, the trader must be a new registrant and make a purchase simultaneously by following your referral link.
• This means the affiliate is essentially introducing the trader to us as a “Arctic Funding.”
• Please note that if someone has previously registered an account with us but then uses your affiliate link to make a purchase, the commission will not be credited to you. This is because the client is considered an existing customer or was already acquainted with our services before discovering your link.
• “Arctic Funding” is proud to stand out in the prop trading industry by offering lifetime commissions to our affiliates. This exclusive feature ensures that your earning potential grows with every referral, for as long as they remain active traders with us.
• Lifetime Earnings: Unlike other programs, our tiers not only increase your commission percentage with each referral milestone, but they also introduce lifetime commissions that keep your rewards accumulating. Starting with the “Polar Glow” tier, you’ll earn a 1% lifetime commission, and this increases to 2% once you reach the “Aurora Peak” tier.
• The minimum affiliate commission needed for a payout is $150.